학위논문(석사) - 한국과학기술원 : 기술경영학과, 2016.2 ,[iv, 37 p. :]
resistance to change; resistance attitude; trust; mobile instant messenger; mobile payment; 전환 저항; 신뢰; 저항 태도; 모바일 메신져; 모바일 결제
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